Wildfire risk by state
Every state ranked by average county wildfire hazard from FEMA's National Risk Index, alongside the building value sitting in exposed areas. State averages are a starting point, not an answer — hazard concentrates locally. Score your address for the number that matters.
| Rank | State | Avg hazard | Building exposure | Counties |
|---|---|---|---|---|
| 1 | California | 94.2 | $504.1B | 58 |
| 2 | Arizona | 92.9 | $172.1B | 15 |
| 3 | New Mexico | 89.8 | $86.3B | 33 |
| 4 | Idaho | 86.2 | $55.2B | 44 |
| 5 | Nevada | 85.7 | $65.4B | 17 |
| 6 | Florida | 83.6 | $296.0B | 67 |
| 7 | Utah | 83.4 | $85.7B | 29 |
| 8 | Wyoming | 83.0 | $34.9B | 23 |
| 9 | Oklahoma | 81.1 | $89.9B | 77 |
| 10 | Hawaii | 81.0 | $26.2B | 5 |
| 11 | Oregon | 78.6 | $121.3B | 36 |
| 12 | Montana | 75.0 | $60.1B | 56 |
| 13 | Colorado | 73.5 | $183.6B | 64 |
| 14 | Texas | 72.7 | $596.9B | 254 |
| 15 | South Dakota | 71.6 | $57.3B | 66 |
| 16 | Washington | 71.5 | $215.7B | 39 |
| 17 | Delaware | 70.1 | $11.4B | 3 |
| 18 | South Carolina | 66.0 | $185.1B | 46 |
| 19 | North Dakota | 61.7 | $50.2B | 53 |
| 20 | Kansas | 60.0 | $133.2B | 105 |
| 21 | Nebraska | 57.0 | $66.7B | 93 |
| 22 | New Jersey | 54.8 | $94.9B | 21 |
| 23 | Alabama | 51.6 | $115.6B | 67 |
| 24 | Georgia | 50.7 | $292.4B | 159 |
| 25 | North Carolina | 49.9 | $401.7B | 100 |
| 26 | Missouri | 48.0 | $139.4B | 115 |
| 27 | Arkansas | 47.0 | $67.8B | 75 |
| 28 | Mississippi | 46.8 | $56.2B | 82 |
| 29 | Minnesota | 43.6 | $220.4B | 87 |
| 30 | Maryland | 42.8 | $100.9B | 24 |
| 31 | Massachusetts | 41.2 | $121.4B | 14 |
| 32 | Alaska | 40.5 | $47.5B | 30 |
| 33 | Connecticut | 40.2 | $37.6B | 9 |
| 34 | Louisiana | 39.9 | $88.7B | 64 |
| 35 | Iowa | 35.2 | $139.2B | 99 |
| 36 | Tennessee | 34.3 | $260.7B | 95 |
| 37 | West Virginia | 33.2 | $65.6B | 55 |
| 38 | New Hampshire | 32.9 | $82.4B | 10 |
| 39 | Michigan | 32.7 | $488.1B | 83 |
| 40 | Pennsylvania | 30.2 | $456.7B | 67 |
| 41 | Kentucky | 28.9 | $205.8B | 120 |
| 42 | New York | 28.7 | $389.4B | 62 |
| 43 | Wisconsin | 28.1 | $209.3B | 72 |
| 44 | Virginia | 27.1 | $154.3B | 133 |
| 45 | Ohio | 25.1 | $576.6B | 88 |
| 46 | Maine | 24.0 | $156.5B | 16 |
| 47 | Rhode Island | 18.7 | $23.7B | 5 |
| 48 | Vermont | 17.6 | $71.6B | 14 |
| 49 | Indiana | 14.0 | $276.1B | 92 |
| 50 | Illinois | 9.4 | $148.7B | 102 |